/* =========================================================
   National Assurance Courtage — Design System v2
   Charte : Bleu marine + Orange (couleurs du logo)
   ========================================================= */
:root{
  --navy:#15246b;          /* bleu marine du logo (National / Courtage) */
  --navy-700:#1b2e84;
  --navy-600:#26399b;
  --blue:#2746cf;          /* bleu vif (tour Eiffel / liens) */
  --blue-2:#3a6fe0;
  --blue-soft:#eaeefc;
  --orange:#f5821f;        /* orange du logo (Assurance) */
  --orange-600:#e06f0c;
  --orange-soft:#fff1e3;
  --accent:#f5821f;        /* alias : couleur d'accent = orange */
  --accent-600:#e06f0c;
  --cta:#f5821f;
  --cta-600:#e06f0c;
  --ink:#101a33;
  --muted:#5c6781;
  --line:#e4e9f2;
  --bg-soft:#f4f7fc;
  --white:#fff;
  --radius:16px;
  --radius-sm:12px;
  --shadow-sm:0 4px 16px rgba(21,36,107,.06);
  --shadow:0 12px 40px rgba(21,36,107,.10);
  --shadow-lg:0 24px 60px rgba(21,36,107,.18);
  --ff-head:"Plus Jakarta Sans",system-ui,sans-serif;
  --ff-body:"Inter",system-ui,sans-serif;
  --header-h:104px;        /* hauteur header (recalculée en JS) */
}

*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:120px;overflow-x:hidden;max-width:100%}
body{
  font-family:var(--ff-body);color:var(--ink);background:var(--white);
  overflow-x:hidden;max-width:100%;-webkit-font-smoothing:antialiased;
  padding-top:var(--header-h);
}
h1,h2,h3,h4,h5,h6,.h1,.h2{font-family:var(--ff-head);font-weight:800;letter-spacing:-.02em;color:var(--navy)}
p{color:var(--muted);line-height:1.7}
a{text-decoration:none;transition:.2s}
section{position:relative}
.text-accent{color:var(--orange)!important}
.text-blue{color:var(--blue)!important}
.text-navy{color:var(--navy)!important}
.bg-soft{background:var(--bg-soft)}
.section{padding:5rem 0}
.section-sm{padding:3.25rem 0}
.eyebrow{
  display:inline-flex;align-items:center;gap:.5rem;
  font-family:var(--ff-head);font-weight:700;font-size:.8rem;
  text-transform:uppercase;letter-spacing:.1em;color:var(--orange-600);
  background:var(--orange-soft);padding:.4rem .9rem;border-radius:999px;margin-bottom:1rem;
}
.eyebrow.blue{color:var(--blue);background:var(--blue-soft)}
.section-title{font-size:clamp(1.7rem,3.4vw,2.5rem);line-height:1.15;margin-bottom:1rem}
.section-lead{font-size:1.075rem;max-width:680px;color:var(--muted)}
.lead-light{color:rgba(255,255,255,.85)}

/* ---------- Buttons ---------- */
.btn{font-family:var(--ff-head);font-weight:700;border-radius:12px;padding:.7rem 1.4rem;transition:.25s}
.btn-pill{border-radius:999px}
.btn-lg{padding:.9rem 1.8rem;font-size:1.05rem}
.btn-accent{background:var(--orange);border:none;color:#fff;box-shadow:0 10px 24px rgba(245,130,31,.32)}
.btn-accent:hover{background:var(--orange-600);color:#fff;transform:translateY(-2px);box-shadow:0 16px 32px rgba(245,130,31,.42)}
.btn-green{background:var(--blue);border:none;color:#fff;box-shadow:0 10px 24px rgba(39,70,207,.28)}    /* repurposé : bleu */
.btn-green:hover{background:var(--navy-600);color:#fff;transform:translateY(-2px)}
.btn-navy{background:var(--navy);border:none;color:#fff}
.btn-navy:hover{background:var(--navy-700);color:#fff;transform:translateY(-2px)}
.btn-outline-navy{border:2px solid var(--navy);color:var(--navy);background:transparent}
.btn-outline-navy:hover{background:var(--navy);color:#fff}
.btn-ghost-nav{color:var(--navy);border:1.5px solid var(--line);background:#fff}
.btn-ghost-nav:hover{border-color:var(--orange);color:var(--orange)}

/* ====================================================
   HEADER FIXE (topbar + navbar) en un seul bloc
   ==================================================== */
.site-header{position:fixed;top:0;left:0;right:0;z-index:1040;width:100%}
.topbar{background:var(--navy);color:rgba(255,255,255,.85);font-size:.85rem;padding:.5rem 0;transition:.3s}
.topbar a{color:rgba(255,255,255,.85)}.topbar a:hover{color:#fff}
.topbar-socials a{margin-left:.6rem;font-size:.95rem}
.site-header.scrolled .topbar{max-height:0;padding:0;overflow:hidden;opacity:0}

.main-nav{background:#fff;padding:.6rem 0;box-shadow:var(--shadow-sm);transition:.3s}
.site-header.scrolled .main-nav{padding:.35rem 0;box-shadow:var(--shadow)}
.navbar-brand img{height:46px;width:auto;transition:.3s}
.site-header.scrolled .navbar-brand img{height:40px}
.main-nav .nav-link{font-family:var(--ff-head);font-weight:600;color:var(--navy);margin:0 .1rem;padding:.55rem .8rem!important;border-radius:10px}
.main-nav .nav-link:hover,.main-nav .nav-link.active{color:var(--blue);background:var(--blue-soft)}

/* Dropdowns */
.dropdown-menu{border:none;box-shadow:var(--shadow);border-radius:14px;padding:.5rem;min-width:280px}
.dropdown-item{border-radius:9px;padding:.6rem .8rem;font-weight:500;color:var(--ink);white-space:normal}
.dropdown-item:hover,.dropdown-item:focus{background:var(--blue-soft);color:var(--blue)}
.dropdown-header{font-family:var(--ff-head);font-weight:800;color:var(--navy);font-size:.72rem;text-transform:uppercase;letter-spacing:.08em;padding:.5rem .8rem .2rem}
/* sous-menu imbriqué (Auto) */
.dropdown-submenu{position:relative}
.dropdown-submenu>.submenu-list{list-style:none}
.dropdown-submenu>.submenu-list li a{display:block;border-radius:8px;padding:.5rem .7rem;font-size:.88rem;color:var(--muted)}
.dropdown-submenu>.submenu-list li a:hover{background:var(--orange-soft);color:var(--orange-600)}
.dropdown-submenu>.submenu-toggle{display:flex;justify-content:space-between;align-items:center;gap:.2rem}
.dropdown-submenu>.submenu-toggle .chev{transition:.2s;color:var(--muted)}

@media(min-width:992px){
  .navbar-nav{align-items:center}
  /* pont invisible : pas de "trou" entre le lien et le menu -> on peut cliquer */
  .nav-item.dropdown>.dropdown-menu{margin-top:0!important;display:block;opacity:0;visibility:hidden;transform:translateY(10px);transition:.18s;pointer-events:none}
  .nav-item.dropdown>.dropdown-menu::before{content:"";position:absolute;top:-14px;left:0;right:0;height:14px}
  .nav-item.dropdown:hover>.dropdown-menu{opacity:1;visibility:visible;transform:translateY(0);pointer-events:auto}
  /* flyout du sous-sous-menu Auto vers la droite */
  .dropdown-submenu>.submenu-list{position:absolute;top:-.5rem;left:100%;min-width:320px;background:#fff;box-shadow:var(--shadow);border-radius:14px;padding:.5rem;margin:0;opacity:0;visibility:hidden;transform:translateX(8px);transition:.18s;pointer-events:none}
  .dropdown-submenu>.submenu-list::before{content:"";position:absolute;left:-12px;top:0;bottom:0;width:12px}
  .dropdown-submenu:hover>.submenu-list{opacity:1;visibility:visible;transform:translateX(0);pointer-events:auto}
  .dropdown-submenu>.submenu-toggle .chev{pointer-events:none}
}
/* mobile : accordéon au clic du chevron */
@media(max-width:991.98px){
  .dropdown-submenu>.submenu-list{display:none;margin:.2rem 0 .4rem .4rem;padding:0 0 0 .6rem;border-left:2px solid var(--line)}
  .dropdown-submenu.open>.submenu-list{display:block}
  .dropdown-submenu.open>.submenu-toggle .chev{transform:rotate(90deg)}
}
@keyframes fadeDown{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}

/* Mobile nav */
.navbar-toggler{border:none;padding:.35rem .55rem}
.navbar-toggler:focus{box-shadow:none}
@media(max-width:991.98px){
  .main-nav .navbar-collapse{
    background:#fff;margin-top:.6rem;border-radius:14px;padding:.6rem;
    max-height:78vh;overflow-y:auto;box-shadow:var(--shadow);
  }
  .main-nav .nav-link{padding:.8rem .9rem!important;font-size:1.05rem;border-bottom:1px solid var(--line);border-radius:0;margin:0}
  .main-nav .nav-item:last-child .nav-link{border-bottom:none}
  .dropdown-menu{box-shadow:none;border:none;padding:.2rem .2rem .5rem 1rem;min-width:auto}
  .dropdown-toggle::after{margin-left:.5rem}
  .nav-cta{margin-top:.7rem;flex-direction:column;align-items:stretch!important;gap:.5rem!important}
  .nav-cta .btn{width:100%;justify-content:center;display:flex}
}

/* ---------- Hero ---------- */
.hero{
  background:radial-gradient(1200px 600px at 82% -10%,rgba(58,111,224,.28),transparent 60%),
             linear-gradient(160deg,var(--navy) 0%,var(--navy-600) 65%,#2b50c0 100%);
  color:#fff;padding:4.5rem 0 6.5rem;overflow:hidden;
}
.hero h1{color:#fff;font-size:clamp(2.1rem,5vw,3.4rem);line-height:1.08}
.hero .hl{background:linear-gradient(120deg,var(--orange),#ffb066);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
.hero p.lead{color:rgba(255,255,255,.9);font-size:1.15rem;max-width:560px}
.hero-badge{display:inline-flex;align-items:center;gap:.45rem;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);backdrop-filter:blur(6px);padding:.5rem .9rem;border-radius:999px;font-size:.85rem;font-weight:600}
.hero-badge i{color:var(--orange)}
.hero-wave{position:absolute;bottom:-1px;left:0;width:100%;line-height:0}
.hero-stats{display:flex;gap:2rem;margin-top:2.2rem;flex-wrap:wrap}
.hero-stats .num{font-family:var(--ff-head);font-weight:800;font-size:1.9rem;color:#fff}
.hero-stats .lbl{font-size:.82rem;color:rgba(255,255,255,.72)}

/* Quick quote card */
.quote-card{background:#fff;border-radius:20px;box-shadow:var(--shadow-lg);padding:2rem;color:var(--ink)}
.quote-card h3{font-size:1.25rem;margin-bottom:.3rem}
.quote-card .tiny{font-size:.8rem;color:var(--muted)}
.product-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:.7rem;margin:1.1rem 0}
.product-pick{display:flex;flex-direction:column;align-items:center;gap:.4rem;padding:.9rem .4rem;border:1.5px solid var(--line);border-radius:14px;cursor:pointer;transition:.2s;text-align:center}
.product-pick i{font-size:1.45rem;color:var(--blue)}
.product-pick span{font-size:.74rem;font-weight:600;color:var(--navy)}
.product-pick:hover{border-color:var(--orange);background:var(--orange-soft);transform:translateY(-2px)}

/* ---------- Marquee partenaires ---------- */
.marquee{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.marquee-track{display:flex;gap:3rem;width:max-content;animation:scroll 34s linear infinite}
.marquee:hover .marquee-track{animation-play-state:paused}
.marquee-item{font-family:var(--ff-head);font-weight:700;color:#9aa6bd;font-size:1.15rem;white-space:nowrap}
@keyframes scroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}

/* ---------- Homepage partner logos ---------- */
.partners-logo-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:.9rem;max-width:1100px;margin:0 auto}
.partners-logo-item{aspect-ratio:1/1;border:none;border-radius:0;background:transparent;display:flex;align-items:center;justify-content:center;padding:0;box-shadow:none}
.partners-logo-item img{max-width:88%;max-height:58px;object-fit:contain;filter:none;opacity:1;transition:none}
.partners-logo-item:hover img{filter:none;opacity:1;transform:none}

/* ---------- Feature cards ---------- */
.feature-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.8rem;height:100%;transition:.3s;position:relative;overflow:hidden}
.feature-card::before{content:"";position:absolute;inset:0 0 auto 0;height:4px;background:linear-gradient(90deg,var(--blue),var(--orange));transform:scaleX(0);transform-origin:left;transition:.35s}
.feature-card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}
.feature-card:hover::before{transform:scaleX(1)}
.feature-ico{width:60px;height:60px;border-radius:16px;display:grid;place-items:center;font-size:1.6rem;color:#fff;background:linear-gradient(135deg,var(--blue),var(--navy-600));margin-bottom:1.1rem;box-shadow:0 10px 22px rgba(39,70,207,.28)}
.feature-card.green .feature-ico{background:linear-gradient(135deg,var(--orange),var(--orange-600));box-shadow:0 10px 22px rgba(245,130,31,.28)}
.feature-card h4{font-size:1.18rem;margin-bottom:.5rem}
.feature-card .link-more{font-weight:700;color:var(--blue);font-family:var(--ff-head);font-size:.9rem;display:inline-flex;align-items:center;gap:.3rem}
.feature-card .link-more i{transition:.2s}
.feature-card:hover .link-more i{transform:translateX(4px)}

/* ---------- Steps ---------- */
.step{text-align:center;padding:1rem}
.step-num{width:64px;height:64px;border-radius:50%;display:grid;place-items:center;margin:0 auto 1rem;font-family:var(--ff-head);font-weight:800;font-size:1.4rem;color:#fff;background:linear-gradient(135deg,var(--blue),var(--orange));box-shadow:var(--shadow-sm)}
.step h5{margin-bottom:.4rem}

/* ---------- Why ---------- */
.why-item{display:flex;gap:1rem;margin-bottom:1.5rem}
.why-item .ic{flex:0 0 auto;width:48px;height:48px;border-radius:12px;display:grid;place-items:center;background:var(--blue-soft);color:var(--blue);font-size:1.3rem}
.why-item h5{margin-bottom:.25rem;font-size:1.08rem}
.why-item p{margin:0;font-size:.95rem}
.media-frame{border-radius:22px;overflow:hidden;box-shadow:var(--shadow-lg)}

/* ---------- Testimonials ---------- */
.testi-card{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow-sm);padding:1.8rem;height:100%;border:1px solid var(--line)}
.testi-card .stars{color:#ffb400;margin-bottom:.6rem}
.testi-card p{color:var(--ink);font-style:italic}
.testi-who{display:flex;align-items:center;gap:.8rem;margin-top:1rem}
.testi-avatar{width:46px;height:46px;border-radius:50%;background:linear-gradient(135deg,var(--blue),var(--orange));color:#fff;display:grid;place-items:center;font-family:var(--ff-head);font-weight:700}
.testi-who b{display:block;color:var(--navy);font-family:var(--ff-head)}
.testi-who small{color:var(--muted)}

/* ---------- FAQ ---------- */
.faq .accordion-item{border:1px solid var(--line);border-radius:14px!important;margin-bottom:.8rem;overflow:hidden}
.faq .accordion-button{font-family:var(--ff-head);font-weight:700;color:var(--navy);padding:1.15rem 1.3rem}
.faq .accordion-button:not(.collapsed){background:var(--blue-soft);color:var(--blue);box-shadow:none}
.faq .accordion-button:focus{box-shadow:none}
.faq .accordion-body{color:var(--muted)}

/* ---------- CTA band ---------- */
.cta-band{background:linear-gradient(120deg,var(--orange),#ffa24d);color:#fff;padding:3.5rem 0}
.cta-band h2{color:#fff}

/* ---------- Page hero ---------- */
.page-hero{background:radial-gradient(900px 400px at 85% -30%,rgba(58,111,224,.3),transparent 60%),linear-gradient(160deg,var(--navy),var(--navy-600));color:#fff;padding:3.5rem 0 3rem}
.page-hero h1{color:#fff;font-size:clamp(1.9rem,4vw,2.8rem)}
.page-hero p{color:rgba(255,255,255,.88);max-width:680px}
.breadcrumb{--bs-breadcrumb-divider-color:rgba(255,255,255,.5)}
.breadcrumb a{color:rgba(255,255,255,.8)}.breadcrumb .active{color:#fff}

/* ---------- Listes ---------- */
.check-list{list-style:none;padding:0;margin:0}
.check-list li{position:relative;padding-left:2rem;margin-bottom:.8rem;color:var(--ink)}
.check-list li i{position:absolute;left:0;top:.15rem;color:var(--orange);font-size:1.15rem}

/* ====================================================
   FORMULAIRE DEVIS — wizard + formulaire embarqué
   ==================================================== */
.wizard,.lead-form-box{background:#fff;border-radius:22px;box-shadow:var(--shadow-lg);overflow:hidden}
.wizard-head,.lead-form-head{background:linear-gradient(120deg,var(--navy),var(--navy-600));color:#fff;padding:1.5rem 1.8rem}
.lead-form-head h3{color:#fff;font-size:1.2rem;margin:0}
.lead-form-head p{color:rgba(255,255,255,.8);margin:.2rem 0 0;font-size:.9rem}
.wizard-progress{height:8px;background:rgba(255,255,255,.18);border-radius:999px;overflow:hidden;margin-top:1rem}
.wizard-progress .bar{height:100%;width:25%;background:linear-gradient(90deg,var(--orange),#ffb066);border-radius:999px;transition:width .4s ease}
.wizard-steps{display:flex;gap:.5rem;margin-top:1rem;flex-wrap:wrap}
.wizard-steps .s{font-size:.78rem;color:rgba(255,255,255,.6);font-weight:600;display:flex;align-items:center;gap:.35rem}
.wizard-steps .s.active{color:#fff}
.wizard-steps .s .dot{width:22px;height:22px;border-radius:50%;background:rgba(255,255,255,.18);display:grid;place-items:center;font-size:.7rem}
.wizard-steps .s.active .dot{background:var(--orange)}
.wizard-body,.lead-form-body{padding:1.8rem}
.step-panel{display:none;animation:fadeDown .35s ease}
.step-panel.active{display:block}
.opt-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:.8rem}
.opt-tile{border:2px solid var(--line);border-radius:14px;padding:1.05rem;text-align:center;cursor:pointer;transition:.2s;background:#fff;margin:0}
.opt-tile i{font-size:1.7rem;color:var(--blue);display:block;margin-bottom:.5rem}
.opt-tile span{font-weight:600;color:var(--navy);font-size:.92rem}
.opt-tile:hover{border-color:var(--orange);transform:translateY(-2px)}
.opt-tile.selected{border-color:var(--orange);background:var(--orange-soft);box-shadow:0 8px 20px rgba(245,130,31,.15)}
.opt-tile input{display:none}
.lvl-group{display:flex;gap:.5rem;flex-wrap:wrap}
.lvl{flex:1;min-width:60px;border:2px solid var(--line);border-radius:10px;padding:.6rem;text-align:center;cursor:pointer;font-weight:700;color:var(--navy);transition:.2s}
.lvl:hover{border-color:var(--blue)}
.lvl.selected{background:var(--blue);color:#fff;border-color:var(--blue)}
.form-control,.form-select{border:1.5px solid var(--line);border-radius:12px;padding:.7rem .9rem}
.form-control:focus,.form-select:focus{border-color:var(--blue);box-shadow:0 0 0 .2rem rgba(39,70,207,.12)}
.form-label{font-weight:600;color:var(--navy);font-size:.92rem}
.wizard-foot{display:flex;justify-content:space-between;gap:1rem;margin-top:1.5rem}
.field-err{display:none;color:#e23a3a;font-size:.82rem;margin-top:.3rem}
.is-invalid+.field-err{display:block}
.is-invalid{border-color:#e23a3a!important}
.recap-list{list-style:none;padding:0;margin:0}
.recap-list li{display:flex;justify-content:space-between;padding:.6rem 0;border-bottom:1px dashed var(--line);font-size:.95rem}
.recap-list li b{color:var(--navy)}
.alert-soft{border:none;border-radius:14px;padding:1rem 1.2rem}
.alert-soft.ok{background:var(--orange-soft);color:var(--orange-600)}
.alert-soft.err{background:rgba(226,58,58,.1);color:#c62828}

/* ---------- Footer ---------- */
.site-footer{background:var(--navy);color:rgba(255,255,255,.72);padding:4rem 0 1.5rem}
.site-footer h6{color:#fff;font-family:var(--ff-head);font-weight:700;margin-bottom:1.1rem;font-size:1rem}
.footer-logo-badge{display:inline-block;background:#fff;padding:.55rem .8rem;border-radius:12px;margin-bottom:1rem}
.footer-logo-badge img{height:42px;width:auto}
.footer-about{color:rgba(255,255,255,.6);font-size:.92rem}
.footer-links,.footer-contact{list-style:none;padding:0;margin:0}
.footer-links li,.footer-contact li{margin-bottom:.6rem;font-size:.92rem}
.footer-links a,.footer-contact a{color:rgba(255,255,255,.72)}
.footer-links a:hover,.footer-contact a:hover{color:var(--orange)}
.footer-contact li i{color:var(--orange);margin-right:.5rem}
.footer-socials a{display:inline-grid;place-items:center;width:38px;height:38px;border-radius:10px;background:rgba(255,255,255,.08);color:#fff;margin-right:.5rem;transition:.2s}
.footer-socials a:hover{background:var(--orange);transform:translateY(-2px)}
.footer-divider{border-color:rgba(255,255,255,.12);margin:2.2rem 0 1.2rem}
.site-footer .small a{color:rgba(255,255,255,.72)}.site-footer .small a:hover{color:#fff}

/* ---------- FABs & back to top ---------- */
.fab-devis,.fab-call{position:fixed;bottom:20px;z-index:1035;width:56px;height:56px;border-radius:50%;display:grid;place-items:center;color:#fff;font-size:1.4rem;box-shadow:var(--shadow)}
.fab-devis{right:20px;background:var(--orange)}
.fab-call{right:86px;background:var(--blue)}
#backToTop{position:fixed;right:20px;bottom:20px;z-index:1030;width:46px;height:46px;border-radius:50%;border:none;background:var(--navy);color:#fff;opacity:0;visibility:hidden;transition:.3s;box-shadow:var(--shadow)}
#backToTop.show{opacity:1;visibility:visible}
@media(max-width:991px){#backToTop{bottom:86px}}

/* ---------- Utilities ---------- */
.divider-soft{height:1px;background:var(--line);border:0}
/* ===== Formulaire lead : en-tête assistant + civilité ===== */
.lf-assist{display:flex;align-items:center;gap:.8rem}
.lf-avatar{flex:0 0 auto;width:48px;height:48px;border-radius:50%;background:rgba(255,255,255,.16);display:grid;place-items:center;font-size:1.4rem;color:#fff;border:2px solid rgba(255,255,255,.35)}
.lf-hi{display:block;font-size:.8rem;color:rgba(255,255,255,.8);font-weight:600;margin-bottom:.1rem}
.lead-form-head .lf-assist h3{font-size:1.15rem;line-height:1.2}
.lead-form-head p{font-size:.85rem}
.civ-tiles{display:grid;grid-template-columns:1fr 1fr;gap:.6rem}
.civ-tile{display:flex;align-items:center;justify-content:center;gap:.5rem;border:2px solid var(--line);border-radius:12px;padding:.7rem;cursor:pointer;transition:.2s;margin:0;font-weight:600;color:var(--navy)}
.civ-tile i{font-size:1.2rem;color:var(--blue)}
.civ-tile input{display:none}
.civ-tile:hover{border-color:var(--orange)}
.civ-tile.selected{border-color:var(--orange);background:var(--orange-soft)}
.civ-tile.selected i{color:var(--orange-600)}
.lead-form .form-label{margin-bottom:.25rem;font-size:.85rem}
.lf-trust{font-size:.75rem;color:var(--muted);display:inline-block;margin-top:.5rem}

/* ============================================================
   MOBILE — refonte complète (≤ 991px et ≤ 575px)
   ============================================================ */
@media(max-width:991.98px){
  :root{--header-h:70px}
  .section{padding:3rem 0}
  .section-sm{padding:2.25rem 0}
  .hero{padding:2rem 0 3.5rem}
  .hero .row{--bs-gutter-y:1.5rem}
  .hero h1{font-size:clamp(1.7rem,7vw,2.3rem);line-height:1.12}
  .hero p.lead{font-size:1rem}
  .hero .d-flex.flex-wrap .btn{width:100%;justify-content:center;display:flex}
  .hero-stats{gap:1.2rem;justify-content:space-between}
  .hero-stats .num{font-size:1.5rem}
  .quote-card{padding:1.3rem;border-radius:18px}
  .page-hero{padding:2.5rem 0 2rem}
  .page-hero .col-lg-4{text-align:left!important}
  .page-hero .col-lg-4 .btn{width:100%;justify-content:center;display:flex;margin-top:.5rem}
  .section-title{font-size:clamp(1.5rem,5.5vw,2rem)}
  .cta-band{padding:2.5rem 0;text-align:center}
  .cta-band .text-lg-end{text-align:center!important}
  .cta-band .btn{margin-top:1rem}
  /* le formulaire sticky ne doit pas coller sur mobile */
  .order-1.order-lg-2 > div[style*="sticky"]{position:static!important}
  .lead-form-box{box-shadow:var(--shadow)}
  .feature-card{padding:1.4rem}
  .step{padding:.5rem}
  .footer-logo-badge img{height:38px}
  .site-footer{padding:3rem 0 1.5rem}
  /* éviter tout débordement horizontal */
  .container{overflow:visible}
  img,svg{max-width:100%}
}
@media(max-width:575px){
  .hero{padding:1.5rem 0 3rem}
  .product-grid{grid-template-columns:repeat(3,1fr);gap:.5rem}
  .product-pick{padding:.7rem .3rem}
  .product-pick i{font-size:1.25rem}
  .product-pick span{font-size:.68rem}
  .hero-stats{gap:.8rem}
  .hero-stats .num{font-size:1.35rem}
  .hero-stats .lbl{font-size:.72rem}
  .btn-lg{padding:.8rem 1.3rem;font-size:1rem}
  .civ-tile span{font-size:.85rem}
  .topbar{font-size:.78rem}
  h1,.h1{word-break:break-word}
  .wizard-head,.lead-form-head{padding:1.2rem 1.1rem}
  .wizard-body,.lead-form-body{padding:1.2rem 1.1rem}
  .wizard-steps{gap:.35rem}
  .wizard-steps .s{font-size:.72rem}
  .wizard-foot{gap:.5rem}
  .wizard-foot .btn{padding:.6rem .8rem;font-size:.9rem}
  .opt-grid{grid-template-columns:1fr 1fr;gap:.6rem}
  .opt-tile{padding:.85rem .4rem}
  .opt-tile i{font-size:1.4rem}
  .partners-logo-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:.65rem}
  .partners-logo-item{padding:9px;border-radius:10px}
  .partners-logo-item img{max-height:36px}
}